Jeffrey's Auto Sales

Buy Here, Pay Here Financing

Bad credit? No credit? No problem. We finance in-house, no hassle, no runaround.

Our Financing Process

At Jeffrey's Auto Sales

To begin, each customer must complete a financing application so we can review their information and determine eligibility. As part of our approval process, we verify employment and income information, review credit and payment history, and check for previous vehicle repossessions. A prior repossession may reduce the likelihood of approval, as it is an important factor considered during our review; however, every application is evaluated individually based on the customer’s overall situation. To help ensure a smooth and timely approval process, customers should provide all required documentation, including a valid driver’s license, proof of income, proof of residence, and any additional information requested. Providing complete and accurate information helps us evaluate your application efficiently and determine the financing options that best fit your situation. Approval is subject to our financing requirements and verification of all information provided

Bad Credit OK

We approve most customers

No Credit OK

First-time buyers welcome

Same-Day Approval

Drive home today

Flexible Payments

Weekly or bi-weekly

How It Works

01

Choose Your Vehicle

Browse our lot and pick a vehicle that fits your budget and lifestyle. Our staff will walk you through every option.

02

Quick Approval

We approve most customers on the spot. No waiting days for a bank decision we make the call right here.

03

Set Up Your Payments

We work with you to set up weekly or bi-weekly or monthly payments that fit your budget. Down payments start as low as $1,500.

04

Drive Home Today

Sign the paperwork and drive your vehicle home the same day. It's that simple.

Down Payment Info

Down payments vary by vehicle and typically range from $1,500 to $5,000. The exact amount depends on the vehicle price and your situation. We work with you, call or come in to discuss your options.

Cash down payments only. We accept cash and debit cards.

What to Bring

  • Valid Driver's License or State ID
  • Down Payment
  • Proof of Income (Pay stubs, bank statements, or employer letter)
  • Proof of Residence (Utility bill or lease agreement)
  • Working Phone Number
  • 2–3 Personal References (name and phone number)

Common Questions

Apply for Financing

Fill out the form below and we'll reach out to discuss your options. Or call us directly at 405-600-9066.

Call 405-600-9066

Hours

Mon – Fri: 9:00 AM – 6:30 PM

Saturday: 9:30 AM – 6:30 PM

Sunday: Closed

2512 SW 29th St, Oklahoma City, OK 73119

Jeffrey's Auto Sales

Your trusted used car dealership in Oklahoma City. Quality vehicles, cash prices, and Buy Here Pay Here financing.

Business Hours

  • Monday9:30 AM – 6:30 PM
  • Tuesday9:30 AM – 6:30 PM
  • Wednesday9:30 AM – 6:30 PM
  • Thursday9:30 AM – 6:30 PM
  • Friday9:30 AM – 6:30 PM
  • Saturday9:30 AM – 6:30 PM
  • SundayClosed

© 2026 Jeffrey's Auto Sales. All rights reserved.

2512 SW 29th St, Oklahoma City, OK 73119